Schauber-Van Schaik Insurance
Feb 05, 2018 11:55AM
● By August Schwartz
Your beacon of light through life’s ups and downs. Protecting what you value to give you peace of mind.
Today, Schauber-Van Schaik’s exemplary staff of 16 professionals serves our clients from a main office in Easton and a second office in Cambridge. Our experienced agents offer collective expertise in a comprehensive line of insurance products, including policies covering personal and commercial vehicles, residential, rental and commercial properties, life, farms, crops, worker’s compensation, personal and commercial liability products and of course, boat insurance.
Auto liability is by far the largest exposure to an individual or family and it can be devastating to find out in the midst of a claim that you are not adequately insured. During this economic environment everyone is trying to cut down on cost but many times the consumer is unaware that liability coverage is the least expensive but most important coverage you can have.
Our homes are probably our largest asset and yet so many times clients come to us with their homes way undervalued. We take pride in the fact that our agency inspects and values every home to replacement that we insure. We also offer a wide range of coverages to help you meet your home insurance needs, including guaranteed replacement coverage on the dwelling.
While most people tend to put life insurance on the back burner it could be one of the most important coverages your family or loved one will ever need. Our life specialist realize that death is a part of life but also understand that a premature death of a child, spouse, or family member is devastating to the whole family. It is not a time a person wants to be thinking-can I afford to bury my spouse, or how wilI I raise our children on my own, but too often this is the case. Our goal is to help you explore your options to best protect your future.
Commercial insurance policies that you will commonly hear will include liability coverages, property coverages, auto coverage, worker’s compensation, and bonds. Riders or endorsements can be added to policies to cover a multitude of specific needs such as contractor’s tools and/or equipment, Inland marine coverages such as cargo or materials coverage, hired/non-owned autos coverage, monies and securities coverage, etc. Commercial policies, unlike personal lines, many times can be packaged together under one policy to give the business owner the best protection at an even better price.
You can’t think of the Eastern Shore and not think of boats. Owning a boat is a major investment in time and money and all boat owners are partial to their boats. Important with any policy is knowing the appropriate information to properly cover and accurately rate the boat, such as how it’s used, where it’s navigated, the age of the boat, horsepower and length are all pertinent factors. Our agency offers coverage from small skiffs to large yachts, matching a client’s boat with the company that can best protect it, at the most reasonable cost. Our experienced and personable staff are here to help “navigate” our clients to the best boat protection on the shore!
For more than 50 years, businesses and individuals throughout Maryland’s Eastern Shore and beyond have looked to Schauber-Van Schaik Insurance Group for their insurance needs. Our agency’s many loyal clients have come to rely upon the professionals at Schauber-Van Schaik as trusted advisors who recommend quality insurance products with protection that is appropriately tailored to each client’s specific needs.
Schauber-Van Schaik Insurance
8751 Brooks Drive
Easton, MD 21601
108 Sunburst Hwy
Cambridge, MD 21613